August was a whirlwind. Between personal things that came up and the usual day-to-day, I didn’t have as much time or energy to pour into extra income streams. I ended up taking a break from reselling and side hustles, which definitely put a damper on bringing in extra cash this month. On the roommate front, things are still pending, so that’s another piece of my financial puzzle I’m waiting to lock down.
Even with those bumps, I still kept moving forward with my debt payoff. Two more credit cards were officially enrolled in hardship programs this month. The accounts are closed, but now I’ve got fixed payments with little to no interest, and payoff dates within five years. It feels like a big step toward more structure and stability in my repayment plan.
I’ll admit, I got a little behind on some payments, but I managed to keep everything within 30 days—so nothing crossed into harmful territory. Not perfect, but still progress.
Wins this month:
- Enrolled 2 more cards in hardship programs with fixed payments.
- Locked in 5-year payoff timelines for those accounts.
Challenges this month:
- Took a break from reselling/side hustles, lowering extra income.
- Roommate situation still pending, room has not been filled.
- Fell slightly behind on payments, though stayed under 30 days.
Current Debt Balances
- Credit Cards: $57,668.72
- Student Loan: $15,088.15
- Personal Loans: $39,011.56
- Other Debt: $20,483.29
- Total: $132,251.72
Payments Made in August
- Credit Cards: $841
- Student Loan: $114.07
- Personal Loans: $312.28
- Other Debt: $858.20
- Total Paid: $2125.55
September is my reset month—time to rebuild momentum, get my income streams back up, and tighten up my repayment plan.
👉 Your turn: What’s one financial “win” you had in August, big or small? Share it in the comments—I’d love to celebrate progress together.
