April 2025 Debt Recap: A Hard Pill to Swallow 💔
April has already been one of the hardest months on my debt-free journey so far. Which is funny to think about, since I literally just started this journey! When I started officially tracking mid-month, my total debt balance was $154,836.01. By the end of April, my balance had grown to $159,875.16.That’s an increase of over […]
Budget-Friendly Grocery Haul & Meal Prep for the Week 🍳🥬
This week, I kept my grocery shopping super simple and budget-conscious, while still making sure I had enough variety to keep meals interesting. Here’s everything I grabbed: Grocery List: Total Spent on Groceries This Week: $30.20 🛒💸 (And I already had staples like eggs, ground turkey, cabbage salad, instant rice, and protein powder on hand!) […]
Why I’m Not Using the Snowball ❄️ or Avalanche 🏔️ Method — And That’s Okay ✅
Let’s get real for a second… When you’re drowning in debt, people love to throw out two main strategies:❄️The Snowball Method (paying off the smallest balances first)🏔️The Avalanche Method (paying off the highest interest first) Both work. But here’s the truth:I’m not doing either. I’ve created my own weird little system — and it helps […]
Hitting Rock Bottom (Again): How Gambling Sabotaged My Progress
The Shame is Real I didn’t want to write this post. It’s easier to share the little wins: hitting a savings goal, saying no to takeout, paying off a credit card. But what about when things go sideways? What about when you mess up in a big way — like adding $6,000 more to your […]
💰My Favorite Money-Making Tools
Easy ways I earn cash back and stretch my budget One of the simplest shifts I made on my debt-free journey was learning how to make and save money with tools I was already using — apps! These cash-back and rebate tools won’t make you rich overnight, but when used consistently, they can absolutely add […]
💸 Tackling High Debt As Low Income Earner
How I’m Tackling Debt as a Low-Income Earner in Southern California (as a Senior Millennial) Being in my late 30s and still feeling financially behind isn’t exactly the life I pictured. The younger version of me thought by now I’d be married, maybe have a couple of kids, and be living in a beautiful home. […]
