Why I Reread The Alchemist Every Year—Especially During Tough Seasons
📚 Book Reflection: The Alchemist & How It Inspires My Debt-Free Journey Spoiler-Free If there’s one book I return to time and time again, it’s The Alchemist by Paulo Coelho. 🌍✨ I make it a point to read it every year—or whenever I’m in a season of transition or challenge. It’s my go-to when I […]
🛒 My Grocery List This Week (Single Millennial On A Budget)
Hey friends 👋🏼—this week, I’m sharing a real look at my grocery list, meals I’ll be prepping, and how I’m keeping costs low while fueling up for workouts and staying on track with my debt-free goals. Whether you’re budgeting, meal prepping, or just trying to make smarter food choices, I hope this helps you […]
💔 The Truth About My Debt & Why I’m Staying Anonymous (For Now) 🤐
Opening up about my finances isn’t easy. In fact, it’s been one of the hardest things I’ve ever had to do. But part of healing is being honest — with myself and, eventually, with others. For now, I’m choosing to stay anonymous as I peel back the layers of my story, but this is my […]
Side Hustles I’m Trying to Pay Down Debt Faster
When I first added up my debt — a crushing $154,000 — I knew I had to make changes. Budgeting was part of it, but it became clear that increasing my income would move the needle a lot faster. So I turned to side hustles. This post is a breakdown of what I’m doing now, […]
Breaking Down My Debt by Category: Credit Cards, Loans & More
Breaking it all down When I first added up all of my debt, it felt overwhelming. But once I broke it down by category, I finally saw where my money had gone — and what I needed to tackle first. 💳 Credit Card Debt Credit Card Debt Include: 🎓 Student Loans Student Loans Include: 🧾 […]
My Debt Story – How I got Here
Introduction to My Financial Journey: Paying Off $154,802.52 in Debt 👋 Welcome to The Hidden Payoff Hi there — I’m so glad you’re here. I’m a Millennial based in Southern California, and I’m on a mission to pay off $154,802.52 in debt. This blog is my accountability partner, creative outlet, and honest place to process everything […]
