Why I’m Not Using the Snowball ❄️ or Avalanche 🏔️ Method — And That’s Okay ✅
Let’s get real for a second… When you’re drowning in debt, people love to throw out two main strategies:❄️The Snowball Method (paying off the smallest balances first)🏔️The Avalanche Method (paying off the highest interest first) Both work. But here’s the truth:I’m not doing either. I’ve created my own weird little system — and it helps […]
Hitting Rock Bottom (Again): How Gambling Sabotaged My Progress
The Shame is Real I didn’t want to write this post. It’s easier to share the little wins: hitting a savings goal, saying no to takeout, paying off a credit card. But what about when things go sideways? What about when you mess up in a big way — like adding $6,000 more to your […]
💰My Favorite Money-Making Tools
Easy ways I earn cash back and stretch my budget One of the simplest shifts I made on my debt-free journey was learning how to make and save money with tools I was already using — apps! These cash-back and rebate tools won’t make you rich overnight, but when used consistently, they can absolutely add […]
💸 Tackling High Debt As Low Income Earner
How I’m Tackling Debt as a Low-Income Earner in Southern California (as a Senior Millennial) Being in my late 30s and still feeling financially behind isn’t exactly the life I pictured. The younger version of me thought by now I’d be married, maybe have a couple of kids, and be living in a beautiful home. […]
Why I Reread The Alchemist Every Year—Especially During Tough Seasons
📚 Book Reflection: The Alchemist & How It Inspires My Debt-Free Journey Spoiler-Free If there’s one book I return to time and time again, it’s The Alchemist by Paulo Coelho. 🌍✨ I make it a point to read it every year—or whenever I’m in a season of transition or challenge. It’s my go-to when I […]
🛒 My Grocery List This Week (Single Millennial On A Budget)
Hey friends 👋🏼—this week, I’m sharing a real look at my grocery list, meals I’ll be prepping, and how I’m keeping costs low while fueling up for workouts and staying on track with my debt-free goals. Whether you’re budgeting, meal prepping, or just trying to make smarter food choices, I hope this helps you […]
