🛑 No Spend May Challenge: Getting Serious About My Money Habits 💰📉
May is here — and I’m doing something a little intense… a full-blown No Spend Challenge for the entire month. After my relapse in late April and the gut-punch reality of my debt increasing, I knew I needed to go into May with intention and discipline. Not only financially — but emotionally and mentally too. […]
đź’¸ Tackling High Debt As Low Income Earner
How I’m Tackling Debt as a Low-Income Earner in Southern California (as a Senior Millennial) Being in my late 30s and still feeling financially behind isn’t exactly the life I pictured. The younger version of me thought by now I’d be married, maybe have a couple of kids, and be living in a beautiful home. […]
Why I Reread The Alchemist Every Year—Especially During Tough Seasons
đź“š Book Reflection: The Alchemist & How It Inspires My Debt-Free Journey Spoiler-Free If there’s one book I return to time and time again, it’s The Alchemist by Paulo Coelho. 🌍✨ I make it a point to read it every year—or whenever I’m in a season of transition or challenge. It’s my go-to when I […]
My Debt Story – How I got Here
Introduction to My Financial Journey: Paying Off $154,802.52 in Debt đź‘‹ Welcome to The Hidden Payoff Hi there — I’m so glad you’re here. I’m a Millennial based in Southern California, and I’m on a mission to pay off $154,802.52 in debt. This blog is my accountability partner, creative outlet, and honest place to process everything […]
